I came accross a fantastic quote placed on a site detailing a message on Sovereign Grace (otherwise known as reformed theology). To me this is a great illustration of the biblical position. Left to ourselves we would simply damn ourselves there is no doubt about that. I am sure that C.J Mahaney's talk which quotes this would be well worth a listen

"After giving a brief survey of these doctrines of sovereign grace, I asked for questions from the class. One lady, in particular, was quite troubled. She said, 'This is the most awful thing I've ever heard! You make it sound as if God is intentionally turning away men and women who would be saved, receiving only the elect.' I answered her in this vein: 'You misunderstand the situation. You're visualizing that God is standing at the door of heaven, and men are thronging to get in the door, and God is saying to various ones, 'Yes, you may come, but not you, and you, but not you, etc.' The situation is hardly this. Rather, God stands at the door of heaven with His arms outstretched, inviting all to come. Yet all men without exception are running in the opposite direction towards hell as hard as they can go. So God, in election, graciously reaches out and stops this one, and that one, and this one over here, and that one over there, and effectually draws them to Himself by changing their hearts, making them willing to come. Election keeps no one out of heaven who would otherwise have been there, but it keeps a whole multitude of sinners out of hell who otherwise would have been there. Were it not for election, heaven would be an empty place, and hell would be bursting at the seams. That kind of response, grounded as I believe that it is in Scriptural truth, does put a different complexion on things, doesn't it? If you perish in hell, blame yourself, as it is entirely your fault. But if you should make it to heaven, credit God, for that is entirely His work! To Him alone belong all praise and glory, for salvation is all of grace, from start to finish. � Mark Webb"